OnDemand Advisor at your Swiss Bank

ΕΠΕΝΔΥΤΙΚΟΣ ΣΥΜΒΟΥΛΟΣ ONDEMAND ΣΤΗΝ ΕΛΒΕΤΙΚΗ ΣΑΣ ΤΡΑΠΕΖΑ

HellasFin offers personalized investment advisory services provided by certified professionals.Your personal advisor guides you with tailored recommendations, while you retain full decision-making authority and execute your own investment transactions. Below is an overview of HellasFin’s advisory model:

The investment Advisor:

 

  • Certification: It is important to highlight that the advisor is certified. This means they possess the necessary knowledge and licenses (Issued by the Hellenic Capital Market Commission) to provide investment advice.
  • Personalized advisory: The advisor offers customized recommendations, not generalized advice. These proposals are based on your individual investment profile-risk tolerance, financial goals, time horizon and overall financial situation.
  • Recommendations: The advisor analyses markets and products (such as stocks, bonds, ETFs and mutual funds) and proposes specific investment actions like purchases, sales, or portfolio reallocations.
The role of the client:

 

  • Decision-making: You are the one who makes the final decision on whether to follow the advice given by your advisor. There is no automatic order execution.
  • Order execution: Once you agree with the advice given by your advisor, you personally execute the transaction through your Swiss bank, where you hold your account.
The Swiss account:
  • Choice of Bank: You have the flexibility to work with any Swiss Bank where you already have, or chosen to open, an account. This provides freedom of choice and access to the full range of services and products offered by Swiss banks.
  • No access by HellasFin: This is a key feature of the advisory model. HellasFin has no access to your Swiss account. This means that:
    • HellasFin cannot transfer funds from your account.
    • HellasFin cannot execute buy/sell orders through your Swiss bank.
    • You retain full control and ownership of our assets.
    • The firm’s role is purely advisory, working directly with you.
SPEAK WITH AN ADVISOR
Advantages for the Investor:
  • Expertise and Guidance: You gain access to the know-how and experience of certified professionals who monitor markets and help you make informed decisions.
  • Personalization: Advice is tailored to your individual needs and goals.
  • Control: You maintain full control over your investment decisions and assets.
  • Independent Advice: Your advisor acts in your best interest, independently of your bank.
  • Flexibility: You can terminate the service at any time.
Key considerations/ Questions:
  • Cost: How is HellasFin compensated? Usually through a quarterly fee (either fixed or as a percentage of assets under advisory).
  • Agreement Framework: A clear written investment advisory contract will outline the terms of cooperation, responsibilities, fees and the nature of services provided.
  • Communication and reporting: How frequently will the advisor contact you? How will you receive portfolio performance reports?
  • Tax matters: While HellasFin has no account access, it is important to understand your Greek tax obligations regarding income or gains arising from your Swiss account.

Overall, this model offers a combination of professional guidance and personal control, making it attractive to investors who wish to have the final say in their decisions, while also benefiting from HellasFin's expertise.