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2.2

INVESTMENT GOALS

INVESTMENTS ARE FOCUSED ON ACHIEVING TWO CORE GOALS, INCOME AND CAPITAL GROWTH

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2.2.1.
WHY INVEST

INVESTMENTS ARE YOUR PREPARATION FOR THE FUTURE

After understanding risk tolerance and setting the investment timeline, HellasFin plans investment programs which will deliver income creation and capital growth. Investment goals are shaped according to each Investor’s personal needs and are the perfect answer to their personal question: “Why invest”.

The proper vehicle for reaching the set investment goals is the Investment Plan, which is designed by HellasFin’s specialized executives, either through Investment Advisory or Discretionary Management.

2.2.2.
CAPITAL MAINTENANCE

GOAL: BASIC INVESTMENT

This core investment objective is mainly chosen by Investors with a risk-averse investment risk profile, who seek limited alterations to their capital and low risk levels.

2.2.3.
CAPITAL GROWTH

GOAL: CAPITAL GROWTH

Capital growth is a general goal set by Investors who wish to grow their capital. A central precondition for the investment is a medium to long-term investment timeline. Risk tolerance as well as the strategy to be employed are defined by the Investor in collaboration with their Investment Consultant.

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2.2.4.
CAPITAL CREATION

GOAL: CAPITAL CREATION

Capital creation entails systematic saving and simultaneously investing this saved capital. More specifically, in order to reach the long-term goal of the Investor, any saved capital is also invested. An important element is the design and implementation of the investment plan in collaboration with HellasFin’s specialized executives.

2.2.5.
INCOME CREATION

GOAL: CREATION OF NEW INCOME SOURCE

The Investor seeks to create an additional income source from financial products with the yield from coupon interest. This choice is related to:

  •     the satisfaction of current or future obligations
  •     the growth of already existing capital

The most popular income Investment Products are fixed-term deposits, treasury bills, government bonds and corporate bonds.

An income products investment portfolio, in combination with high diversification, can be a steady source of income.

2.2.6.
PROVISIONING FOR THE FUTURE

EDUCATION & PROFESSIONAL SUPPORT FOR DEPENDENTS

The cost of college expenses and the creation of the initial capital to help dependents gain a foothold in business are a very important focus for long-term family planning.

By saving and investing with a mid or long-term timeline, these future capital creation goals can be reached.

By creating a business plan, the Investor’s family is more effectively prepared for the cost of college expenses, as well as ensuring a professional future for the family’s children.

2.2.7.
STABLE INCOME DURING RETIREMENT

FINANCIAL SECURITY FOR THE YEARS AFTER PROFESSIONAL RETIREMENT

Retirement from professional life can create a financial gap and an inability to meet the financial needs of the pensioner. Moreover, during the retirement years, financial needs can greatly surpass the actual sum of one’s pension.

Therefore, a main goal is financial security for both the Investor and their family.

2.2.8.
FUTURE TAXATION LIABILITIES

PREVENTION –ASSURANCE

A long-term investment plan focused on capital growth or income creation to meet future taxation liabilities, extraordinary or otherwise, ensures the future financial security of the Investor and their family.

The unstable tax environment, with special taxation costs and the constantly growing taxation burden on transferring property and other assets makes it necessary to create and implement an investment plan which can alleviate those pressures and give the Investor financial security.